Health Insurance Coverage in
NAVI MUMBAI
Health Insurance Coverage in
NAVI MUMBAI
WHAT IS HEALTH INSURANCE POLICY?
DEFINATION:
Health insurance is a financial agreement between an individual and an insurance company in which the insurer agrees to cover all or a portion of the insured person's medical expenses in exchange for a regular premium. It includes coverage for hospitalization, surgeries, consultations, diagnostics, and sometimes even preventive healthcare and wellness benefits.
PURPOSE:
The primary purpose of health insurance is to protect individuals and families from the financial burden of unexpected medical expenses. It ensures that quality healthcare is accessible without depleting personal savings or falling into debt during emergencies. Health insurance promotes timely medical treatment, encourages preventive care, and provides peace of mind by reducing the economic stress of healthcare costs.
Types of Health Insurance Policies in NAVI MUMBAI
The types of HEALTH INSURANCE policies which are provided for well being of the people
Individual Health Insurance
Best for self-employed individuals, working professionals, and singles. Covers only one person.
This insurance is applicable only for an INDIVIDUAL person
Critical Illness Insurance
Pays a lump sum on diagnosis of serious conditions like cancer, kidney failure or stroke
This insurance is only for the one facing CRTITCAL conditions
Ideal for nuclear families. One sum insured covers all members—spouse, children, and sometimes parents.
This type of insurance is applicable for the WHOLE FAMILY
Family Floater Health Insurance
Top-Up and Super Top-Up Plans
Useful if you already have a policy but want extra coverage—perfect in case of rising healthcare costs in Navi MumbaiUseful if you already have a policy but want extra coverage—perfect in case of rising healthcare costs in Navi Mumbai
This is the POLICY plan
Senior Citizen Health Insurance
Designed for people aged 60 and above. important for retired residents living in areas like Vashi and Kharghar
This insurance is applicable for only SENIOR CITIZENS .
Group Health Insurance
Offered by many IT and corporate companies in Navi Mumbai, especially in areas like Airoli and CBD Belapur.
This insurance is related to the CORPORATE groups
How to Choose the Right Health Insurance in Navi Mumbai
This will provide expert guidance to help you navigate the suitable HEALTH INSURANCE with ease.
01
Check for Local Hospital Coverage
Prefer plans with cashless tie-ups with Navi Mumbai hospitals.
02
Look for Local Agents or Online Comparison
Talk to a Navi Mumbai-based advisor or use online platforms like Policybazaar, Turtlemint, or Coverfox.
03
Review the Insurer’s Claim Settlement Ratio
Choose insurers with good track records like HDFC Ergo, Star Health, Niva Bupa, or ICICI Lombard.
04
Compare Premiums, Inclusions & Exclusions
Don’t just look at the cost—make sure it suits your medical history and family needs.
Check for Local Hospital Coverage
01
FLOW
Look for Local Agents or Online Comparison
02
Review the Insurer’s Claim Settlement Ratio
03
Compare Premiums, Inclusions & Exclusions3
04
Opt for Riders & Add-ons
05
05
Opt for Riders & Add-ons
Add maternity cover, OPD cover, or critical illness protection based on your requirements.
Why Choose Health Insurance In
NAVI MUMBAI
This will provide expert guidance to help you navigate the suitable HEALTH INSURANCE with ease.
Make sure your health insurance plan includes well-known multi-specialty hospitals to guarantee quality treatment and hassle-free cashless services.
CASHLESS
TRANSACTION
Crucial during medical emergencies, ensuring timely transportation even when faced with heavy traffic or delays.
Covers short-duration medical procedures, allowing you to get treated and discharged on the same day without overnight admission.
DAYCARE
PROCEDURE COVER
Some plans offer free yearly health check-ups at tie-up diagnostic centers in Navi Mumbai.
Policies usually include diagnostic tests, medicines, and doctor visits for a certain period before and after hospital stay.
PRE AND POST-Hospitalization Cover
Offers benefits for not making any claims, such as lower premiums or enhanced coverage in subsequent policy years.
AMBULANCE CHARGES
ANUAL CHECKUP
NO CLAIM BONUS (NCB)
Why NAVI MUMBAI Residents Should Get Health Insurance
01
Quality healthcare is available
Provides with the quality heatlhcare, but costly especially in private hospitals
02
Better to be prepared
Emergencies like accidents, dengue outbreaks, or sudden surgeries can be financially draining.
03
Customizable plans
Choose a policy based on your lifestyle and health risks.
Popular Hospitals in NAVI MUMBAI with Cashless Tie-Ups
Fortis Hiranandani
Vashi
D Y Patil Hospital
Nerul
MGM Hospital
Kamothe
Reliance Hospital
Kopar Khairane
Apollo Hospital
Belapur
MPCT Hospital
Sanpada