Question 1

Do professional athletes get special health insurance plans?

Accepted Answer

Yes, some insurers offer sports insurance plans covering sports injuries, physiotherapy, and rehabilitation.

Question 2

Are injuries during tournaments covered under regular health insurance?

Accepted Answer

No, most standard health policies do not cover professional sports injuries, but sports-specific insurance does.

Question 3

What type of insurance is best for athletes?

Accepted Answer

Athletes should get sports health insurance, critical illness coverage, and personal accident insurance.

Question 4

Does health insurance cover ligament injuries and surgeries?

Accepted Answer

Yes, but only if the plan includes coverage for sports injuries or orthopedic procedures.

Question 5

Are international treatments for sports injuries covered?

Accepted Answer

Some premium policies offer global health insurance, covering treatment abroad for sports-related conditions.

Question 6

Can athletes get disability coverage in case of career-ending injuries?

Accepted Answer

Yes, disability insurance or personal accident insurance provides compensation for career-threatening injuries.

Question 7

Can athletes get disability coverage in case of career-ending injuries?

Accepted Answer

Yes, disability insurance or personal accident insurance provides compensation for career-threatening injuries.

Question 8

Are alternative treatments like physiotherapy or Ayurveda covered?

Accepted Answer

Some policies cover physiotherapy, chiropractic care, and Ayurveda, but only under specific plans.

Question 9

Is there an age limit for getting health insurance as a sportsperson?

Accepted Answer

No, but athletes should get comprehensive plans at a young age to cover potential injuries.

Question 10

What is the best health insurance for a sportsperson in India?

Accepted Answer

Some recommended plans include:
 • ManipalCigna ProHealth Insurance (sports injury coverage)
 • Tata AIG Sports Insurance (coverage for training & competitions)
 • Star Health Comprehensive Plan (physiotherapy & rehab coverage)

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